Cargo insurance: Shenzhen to Los Angeles

China → United States · Sea · 18–26 days port to port

Standard riskElectronics & high-value techGeneral merchandiseApparel & textiles

What goes wrong on this corridor

  • High-value consumer goods on a corridor with a mature resale market for stolen cargo.
  • Congestion at destination can leave containers standing — cover attaches to storage in the ordinary course of transit, but not indefinitely.
  • Drayage from port to inland warehouse is where a surprising share of the damage happens.
Route risk

Standard risk — The reference tier — also where anything we could not classify lands. Applied as a ×1.00 factor on the rate.

Mode exposure

The reference mode. Long exposure, multiple handlings, water risk — but the lowest loss frequency per dollar shipped. Applied as ×1.00.

Worked example

$100,000 of mobile phones & tablets, ICC (A), $500 deductible, sum insured built as invoice + 10%.

Indicative premium
$968
Rate per $100
0.880
Sum insured
$110,000
ICC (A)
$968
All risks of loss or damage, except what is excluded
ICC (B)
$736
Named perils, including water damage and washing overboard
ICC (C)
$561
Major casualty only — the shortest list

Our own rating table, not a market quote. No insurer has seen this risk. Your own premium depends on your commodity, value, packing, loss history and the terms you buy.

Rate my own shipment on this lane

Commodities on this lane

Electronics & high-value tech

Theft and pilferage — high value per kilo, resale market for everything.

General merchandise

Handling damage and short-landing across mixed consignments.

Apparel & textiles

Water damage and mould, plus theft of branded goods.

Figures shown here are produced by our own rating tables and are indicative only. They are not market quotes, no insurer has agreed to them, and they do not bind cover. InsuranceScanner is an insurance intermediary, not an insurer — see the Terms for our role. Nothing here is a personal recommendation that a particular cover, sum insured or deductible is suitable for you. Where anything on this page conflicts with the certificate, policy schedule or wording issued by an insurer, that document governs.